What is a Term Deposit?

Term deposits are savings products available from a Bank, Credit Union or Building Society where your money is invested for a fixed term at a fixed rate of interest over that term. Our Term Deposit Calculator will help you estimate how your money can potentially grow in a term deposit.

Check out ASIC's MoneySmart website to consider the various Pros & Cons of Term Deposits.

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RBA Statement by Philip Lowe, Governor:
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