How Long will it take to Pay Off my Loan?

This How Long to Repay Calculator shows you how long it takes to pay off a loan based on different repayment amounts, repayment frequency and interest rates.

TIP:
Use our Budget Planner to identify any disposable income that can be redirected to increase your repayments. Consistent, long term payments above the minimum will have a significant impact on how much you can save.

Take a look at the Amortisation chart to see how the loan principal decreases over the life of the loan. With each payment, a portion is applied at reducing the principal and the remainder covers the interest on the loan. This chart shows the split on an annual basis.
 

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