What is a Honeymoon Loan?

Also known as an 'introductory rate' where a lower rate is offered for a set period, generally around 1-3 years before increasing to a higher ongoing rate for the remainder of your loan term. Our Honeymoon Loan Calculator will show you how your repayment is affected when the intro period expires.

A 'Honeymoon Loan' is often used in advertising to attract borrowers to a low headline rate. To assess whether this type of loan is most suited to your situation, you should talk to our experienced mortgage specialists who can offer comparisons against more traditional loan products to better determine the real costs over time.

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