Can I make Extra Repayments?

Making additional or higher repayments than the minimum amount is the easiest way to slash years off your home loan and save you thousands in interest. The earlier you start and the longer you maintain that strategy then the greater impact on your savings.  Our Extra Repayment Calculator helps you understand how easy it is.

Try changing the repayment frequency on the calculator to see the significant impact it will have on the amount you can save. Where do you find that extra little bit to repay on your loan? Start with our Budget Planner to establish your 'money in vs money out' position which will help identify where savings can be made.

When it comes to fixed rates, be careful to check your loan contracts as some lenders limit the extra amount you can repay during the fixed loan term which means you could be penalised.

Want to smash your home loan?  Talk to the team at Think Advantage on 1300 198 198 to discuss various mortgage reduction strategies that put more money in your pocket!

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